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The step-by-step article I linked above includes several. In that article, I noted: "There may not be one perfect retirement calculator; each has different assumptions for life expectancy rates, expenses you'll have in retirement, etc. The best thing to do is try a few of them, taking each with a grain of salt and…
This one has sliders to customize the variables: http://www.smartmoney.com/retirement/pla...
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If the tests were done over the same local network (I'm guessing they were), that would explain it, since Dropbox's syncing technology over LAN bypasses the need to connect to Dropbox's servers. It's something the other services should implement: https://www.dropbox.com/help/137/en
Thanks for the balanced article, Thorin. I'm still on the fence about this, mainly because I'm afraid of what I might find out and possible overreact to it, but less on the fence now :)